Agricultural activity is burdened with high costs. The constant need for modernization and ongoing needs require constant funding. On the other hand, investment returns are seasonal and therefore often only come over time, and their amount is often dependent on many factors such as weather. So where do you get the money to keep your […]
Professional loans from a bank are often much better than standard cash loans. They are associated with lower fees, they are also distinguished by greater possibilities of adjusting the contract to the individual preferences of the customer. Flexibility and good conditions – this is what loans for professional services are characterized by. Therefore, it […]
When we apply for a loan, we can come across many concepts that we have dealt with so far – so we don’t always fully understand what they mean. Terms such as “scoring” (does it have something to do with sports results?) Or “initial credit decision” (why, if only the final decision counts anyway?) Introduce […]
Repayment of several loans at the same time is tantamount to numerous fees that these obligations generate. In order to optimally reduce the total cost of repayment of all loans, it is worth considering the possibility of using appropriate financial products. One of the solutions available on the market is a consolidation loan. What is […]
An interesting phenomenon is unfolding in home loans. In many cases, interest-subsidized loans are more expensive than market offers from the same bank. Should we choose a lower installment or a higher security? Which is why it is worth paying a higher installment now. For example, at Clam Bank you can get a home loan […]
Virtually everyone can apply for a cash or mortgage loan, but the bank will not give it to everyone. Banks create their own credit policy and grant loans only to reliable customers who have adequate creditworthiness . What is this ability and how can we assess it? Creditworthiness – assessed by banks on the […]
If you think your financial situation could be better, remember that it could be worse. There are people who have absolutely no savings for the near future. There are also people who don’t know how to pay their bills and how to eat at the end of each month. Each of us should imagine the […]
Real estate is a huge asset, which gives a lot of possibilities. It performs residential functions and is a considerable financial security. Thanks to it, we can also take out loans on much more favorable terms than a standard consumer loan. Is a mortgage really profitable? What should you pay attention to when choosing this […]
Status k 2T repo rate Discount Rate Lombard rate PMR Nov 2, 2012 0.05 0.05 0.25 2.00 1. 10. 2012 0.25 0.10 0.75 2.00 29. 6. 2012 0.50 0.25 1.50 2.00 May 7, 2010 0.75 0.25 1.75 2.00 17. 12. 2009 1.00 0.25 2.00 2.00 7. 8. 2009 1.25 0.25 2.25 2.00 May 7, 2009 […]
One of the most important parameters that we take into account when deciding on a loan is the loan period . This factor is important for several reasons. First of all, because depending on the situation and needs, the best loan for us will differ in the term of the loan. Why? Loan […]
